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The Co-operative bank is a bank run by The Co-op, that famous name in supermarkets and people-power. The Co-operative Bank also has a most commendable history of doing good, supporting good causes such as mental health. Well Done to the Co-op Bank!
The Co-operative Bank offers unsecured loans, with terms which can be seen on the Co-operative Bank website, and which are good in comparison to "other more expensive loans or credit cards". Of course you have to pay the money back, but the idea is to borrow a sensible amount and pay it back over a reasonable period as agreed. At the time of publishing this page (2004/08), you could borrow any amount up to £25,000 and pay it back by affordable payments over 1 to 7 years, and even take out insurance to cover repayment problems. Also "Be safe in the knowledge that the rate is fixed throughout the term of the loan", which is an important consideration where some other banks have a variable rate which could do something scary. Also the Co-op bank has an ethical manifesto: "With The Co-operative Bank, you can be certain that the money you borrow has not come from the profits of unnecessary pollution, human rights abuses or any other activity which conflicts with our strict ethical policy". That's great!
You can apply for a Co-op Bank loan online here:
The Link Was Here To Go To The Place!
www.co-operativebank.co.uk affiliate program was with OMG UK. Sadly it's gone, but we hope they will have another go in the future. In the meantime, please look at other loan providers at this site.
Caution! If you receive a "devoted customer reward" email claiming to be from the Co Op Bank, be careful! One of these arrived here and it was NOT from the bank! See Co op bank scam