Equifax:

"As one of the UK’s leading credit reference agencies, Equifax is committed to helping consumers get the best from their credit and protect themselves from the dangers of identity theft.

Equifax Plc allows you to access personal financial information online by using your credit file maintained by Equifax.

Consumers often wonder why they have been refused credit and should always keep up to date with their credit ratings and history as the information plays a major role in deciding acceptance of mortgages, loans, mobile phone contracts, credit etc...

Keeping up to date with credit history is particularly relevant in today's economic climate with the current state of borrowing and the number of identity fraud cases increasing".

If you have been tempted by this, here's the link: