Hiscox Home Insurance:

"If the unexpected happens to your home, will you be covered?

With origins dating back to 1901, Hiscox have a history of offering cover most other insurers simply do not match. Awarded 5 stars, the best rating from Defaqto, a Hiscox policy includes more cover as standard:

- 24 hour emergency cover (e.g. for blocked drains, burst pipes)

- Worldwide cover for your possessions, even when temporarily away from home

- ‘All risks' - our policy covers all eventualities with few exclusions

- Accidental damage for buildings and all contents (e.g. spilling paint on wooden floors)

- Accidental loss for contents

- No need to list every valuable item over £1,500 for them to be covered

- New-for-old replacement cover

- Up to £50k legal cover

Protect yourself against the unforeseen with Hiscox".

If you have been tempted by this, here's the link: