Marks and Spencer Personal Loan:

"Great Low Rates - Why pay more?

-Low loan rate

-3 month repayment holiday

-Simple, affordable, optional Payment Protection Insurance

-Fixed monthly repayments

-Protect your payments

Optional Payment Protection gives you the reassurance that your repayments are covered should you be unable to work due to illness, accident, involuntary unemployment or loss of life. (Subject to terms and conditions.)

Customers who do not meet our normal lending criteria may be offered a loan at a different APR to our standard rates.

Please note that interest is chargeable throughout the full loan term including the 3 month deferred period.

Credit available subject to status to UK residents aged 18 and over. These rates are for new customers.

Apply online with Marks & Spencer Money and get a great low rate".

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